Don't fall for the money trap!

Before you buy something figure out how much work it took you to make that money and how much more work it will take you to replace it. You need to figure it out using your net income not your gross, your net is really what you make after taxes and all other expenses. Also include what it costs you to go to work and maintain your transportation. This may sound crazy but it is the true cost of buying something. Now if you are going to put it on a credit card, stop and figure out how long you have to work to pay the interest on that purchase(I'm sure your thinking you will pay it off before you have interest but 90% of credit card users don't).

Here comes the scary part! Take all of your debt, plus interest and add it up. Take your net daily wage and divide that. This is how many days of your life you need to work to pay off you debt. This is called the consumer money trap and it's exactly what Corporations want you to do so you become their slave and work for them the rest of your life. You are not working for you, you are working for your debt, so keep in mind the less debt and needs or wants you have the less you need to work.